Last Updated: September 9, 2026
By accessing or using the spire-elk website and services, you agree to be bound by these Terms of Use. If you disagree with any part of these terms, you may not access our services.
We provide educational and consultative services related to ATM security, fraud prevention, and financial transaction safety. Our services are informational and advisory in nature.
Our services do not constitute:
You agree to:
All content on this website, including text, graphics, logos, and training materials, is the property of spire-elk and protected by Australian and international copyright laws. You may not reproduce, distribute, or create derivative works without written permission.
Payment is required before service delivery unless otherwise agreed in writing. Prices are quoted in Australian dollars and are subject to change. Refunds are handled on a case-by-case basis in accordance with Australian Consumer Law.
Consultations and workshops may be rescheduled with at least 48 hours notice. Cancellations made less than 24 hours before scheduled services may incur a fee of up to 50% of the service cost.
Our services are provided "as is" without warranties of any kind, express or implied. We do not guarantee that our guidance will prevent all fraud or security breaches, as criminal tactics continuously evolve.
To the fullest extent permitted by law, spire-elk shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services or inability to use our services, including but not limited to financial losses from fraud or security breaches.
You agree to indemnify and hold spire-elk harmless from any claims, damages, or expenses arising from your use of our services or violation of these terms.
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of use of external sites.
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to this page. Continued use of our services after changes constitutes acceptance of modified terms.
These terms are governed by the laws of Victoria, Australia. Any disputes shall be resolved in the courts of Victoria.
If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
For questions about these Terms of Use, contact us at [email protected] or write to Level 14, Suite 1402, 187 Collins Street, Melbourne VIC 3000, Australia.